We had a nice chat in our WhatsApp group about how we can save on Insurance policies. One of the methods discussed was switching our payment mode from monthly to annually. This information prompted a group member to call their
How to Save on Insurance Policies
Reducing expenses is one of the things we continue to work on. There isn’t a day that goes by without brainstorming about what we can cut. Around July 2018, I had an expense reducing revelation 💡. The Backstory….In a previous post
4 Things we did before starting our Debt Free Journey
Starting a debt free journey isn’t something that should be taken lightly. You are essentially restructuring your normal way of life; therefore it was important that we prepared ourselves mentally for the changes we needed to make. Here are the
Oct-2019 Monthly Review
Our end of month debt payment check in. Total = $2,251.00 This payment was made up of: Our minimum payment Payment from other debts cleared Side hustle income We were looking forward to a bigger number this month but our expenses
SEPTEMBER-2019 MONTHLY REVIEW
Our end of month debt payment check in. Total = $2,031 This payment was made up of: Our minimum payment Side hustle income Our current debt balance is $13,000. To reach our end of year debt free goal, we need to
Secure the BAG!
The term ‘chasing the bag’ is well known to many of us. Day after day we push to make an extra dollar. Before starting our DFJ, the focus was on making more money. We started by calling businesses for weekend
Our Budget Categories
When using a zero based budget (Income – Expenses = 0), it is vital to avoid missing any expense categories. Surprises during the period can lead to swiping a credit card orvhaving to go into debt. Although our emergency fund
Things We Learnt About Budgeting
Budgeting budgeting budgeting! Budgeting is one of the critical pillars needed, not only to get out of debt but to strengthen your financial future. This is why we have been constantly pushing the importance of putting pen to paper or
Self Sabotage
Recently we shared that we might not reach our goal to become debt free by December 2019. The numbers don’t seem possible looking at our projected income for the next 3 months. I thought I was okay with this, after
Money and Marriage
How Important is it to discuss money in a relationship/marriage? Recently this topic came to my intention twice: 1. During our newspaper interview 2. As one of my points while writing an essay for school. In a past survey conducted
