It’s that time of year again. Booklist in hand, school fees are due, new shoes, bags and uniforms are needed for the kids. This time of the year is high spend for us; not only for back to school but
Finding Extra Money in our Budget for Debt
Ways we found money in our budget to make additional payments: 1) STOPPED OVERPAYING – One of the first changes we made was to bring all loan payments to the minimum payment set in the loan agreement with our financial