Starting a debt free journey isn’t something that should be taken lightly. You are essentially restructuring your normal way of life; therefore it was important that we prepared ourselves mentally for the changes we needed to make. Here are the
Oct-2019 Monthly Review
Our end of month debt payment check in. Total = $2,251.00 This payment was made up of: Our minimum payment Payment from other debts cleared Side hustle income We were looking forward to a bigger number this month but our expenses
SEPTEMBER-2019 MONTHLY REVIEW
Our end of month debt payment check in. Total = $2,031 This payment was made up of: Our minimum payment Side hustle income Our current debt balance is $13,000. To reach our end of year debt free goal, we need to
Secure the BAG!
The term ‘chasing the bag’ is well known to many of us. Day after day we push to make an extra dollar. Before starting our DFJ, the focus was on making more money. We started by calling businesses for weekend
Our Budget Categories
When using a zero based budget (Income – Expenses = 0), it is vital to avoid missing any expense categories. Surprises during the period can lead to swiping a credit card orvhaving to go into debt. Although our emergency fund
