How are you coping during this gray period? Health is a top priority at this time, but finances have to be monitored as some workplaces struggle to stay afloat. We’ve decided to make some changes to prepare for this period.
Budgeting is one of the key contributors to us completing a successful debt-free journey. We wouldn’t be where we are today had it not been for our detailed budget workbook. We constantly receive questions regarding our budget and how we
Does shovel size matter? Our honest answer: Yes it does! Your shovel in the debt free world is the amount of money you have to work with when paying debt. By extension ‘teamtinyshovel’ refers to low income earners who have