It’s our 1 year debt free anniversary! In Jan-2020 we made our final consumer debt payment. This was a big deal for us because we had spent the last year feverishly working to clear our $67,000 in consumer debt. Our
Financial Freedom Step Number 6
Most of you would have seen our 10 steps to financial freedom last year. Becoming mortgage free by age 40 was listed as step 6 but after further review of the numbers, it was clear that we were way over
Our Mortgage Free Journey
That’s right … we are officially starting our mortgage free journey!!!!! Excited with a dash of bubble guts would perfectly summarize how I feel about starting this new venture. “Are we gonna do this?” “Can we even get this done?”“This is
10 Financial Goals in 2021
In 2020, our goals were beginner friendly, and focused heavily on casting a sturdy financial foundation. We made sure to:-find suitable institutions to save and invest-save a 6 month emergency fund-determine whose salary covers what-ensure that annual expenses were accounted
Welcome to Chapter 3
A few months ago we started financial freedom steps 4 to invest 15% of our income and step 6 to pay off our mortgage before 40. STEP 4The Objective: To invest 10% of our salary. 15% is the recommended amount and
The past is a place of Reference, not a plan of Residence
A few months ago, we had the opportunity to speak with @davis.365 from @citaradio901fm on his program Family Friday: Looking at Finances. This interview was driven by our own debt-free journey but the questions were tailored to assist persons who are interested
Sending our Money to Work
Investing was on our list as a stretch goal i.e. a goal that was highly unlikely but we’d give it a fair shot. There were other pressing goals that we felt needed to be completed before investing; such as completing
Knowledge Empowers You
Let’s Talk Insurance!We can’t have a conversation about financial freedom and building wealth without including Insurance. You definitely want to protect your assets from unforeseen events that can cause a huge financial burden for you and the family. We are
How to calculate your emergency fund
We were asked to write this blog at the perfect time because we had just finished saving our emergency fund (EF). To start, an EF is a backup plan for unexpected life events such as job loss. This pandemic that
